Financial Tools 2025
Logistics
Zoom link for all sessions is here. (You have also been added to the Google Calendar invite.)
Sessions are held on Tuesday afternoons from 3:00-4:30 PM EST, March 11th until April 1st. The expectation is that all participants are at all sessions. Please contact us in advance if you need to miss a session.
We will record each Zoom session and share the links below.
Each session will have homework. Please allow time in your schedule to complete all this essential work.
ZOOM Tips:
Edit your name to include your company name and pronouns.
Mute yourself when not speaking.
Use the ‘hand’ icon to let the presenter know you have a question, or you can type a question in the Chat.
To Do Before First Session
Watch the Journal of Light Construction video on Markup vs Margin
Print out a copy of your 2024 P&L and 12-31-24 Balance Sheet
Review our Glossary of Terms
Optional: Read Profit is Not a Happy Accident by Melanie Hodgdon
Session 1
Building Financial Literacy
Agenda
Building financial literacy - understanding and telling your financial story
Key financial metrics - what we track and why
Profit & Loss vs. Balance Sheet
GPM, Profit Margin, Quick Ratio
Margin vs. Markup
Case study exercise
Reflection
Slides
Recording
Resources
Homework
If you have any kind of budget/forecast/projection for the year that you’ve already done, bring it!
A list of 2025 projects - including ones completed, ones under contract, and ones that may just be coming together. We’ll want to know the total contract $ for each one and what portion of that will be received in 2025 (show sample Revenue tab)
A list of everyone on your team and what you pay them per hour (bonus if you have detailed info on the cost of benefits like unemployment rates and workers’ comp rates).
A Profit & Loss statement from 2024 (or tax return if you don’t have a P&L)
Session 2
Building Your Operating Budget
Agenda
Forecasting revenue
Your team
Burdened labor calculator
Overhead expenses
Target GPM
Slides
Recording
Resources
Homework
Find any additional information you need to complete your Operating Budget.
Session 3
Operating Budget Working Session
Agenda
Small group Q & A with HELM Consultants
Slides
No Slides
Recording
Resources
Homework
Session 4
Job Cost Accounting
Agenda
Why bother?
3 Legs of the Stool: estimating, cost tracking, invoicing
CSI codes
What's possible
Job costing analysis
Where to start
Slides
Recording
Resources
Homework
If you’re feeling ready to take your job costing to the next level, review HELM’s sample CSI/Cost Code list (download the file first) and adjust it to match your business and services. This Excel format can then be uploaded to QB. Note, there are 2 tabs in this file, one for the 16 CSI Divisions, the second for the codes HELM uses. The first 2 numbers in each code refer to the CSI Division.)
If you’re already doing job costing, review a job cost report from a recently completed project and identify at least 2 things you learned from it that will inform your next estimate.